In a new apartment and considering rent payment options. I could pay my rent by credit card, and there would be a 3% fee for doing so. The portal where I set up the rent payment also suggested I might want to report the rent payment to the credit agencies for a $6 per month fee.
I have elected to do a direct transfer to avoid the credit card processing fee, and chose not to pay for the credit reporting.
But I am paying my credit cards in full, and wondered if any benefit to paying off this expense every month by credit card (such as increasing 'cash back' points) offset the added processing fee.
Or if there was any real benefit to paying $6 a month to report that I was making rent payments.