was this an 'accident'? help with health insurance form

Post date: 2024-02-07 05:22:48

I tripped and fell in my own home wearing the wrong shoes while carrying something and sprained my ankle. Got an x-ray, sent to PT, etc. Now my health insurance has sent a 'coordination of benefits' form asking if this was an accident and if there is another at-fault party. How should I fill out this form?

I want to make sure they cover this claim and do not try to bill my homeowner's insurance. There is a box to 'check if injury not accident related' - is that the right field? What happens if I don't return the form? Please help me make sure these claims get paid with a minimum of hassle. I am afraid of ending up in endless bureaucratic health insurance claim hell.

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