I have never even heard of this author. When I said I had misplaced the card for a while, "well you're still responsible" in a snotty sort of way. I am 100% sure I never checked this book out. If I had and I lost it, I'd own up to it and pay for it, but I don't the point in paying for a book I never checked out. Other pressing things (moving, losing job) took precedence. Now it's gone to collections and collections has added $30 (total of $55). I read the similar post about the U library.