We're fortunate to have health insurance (GHI) through my spouse's job, insurance that so far has been pretty good. I have finally gotten a "real" job myself, after years of freelancing.
We're a family of four with no current major health problems, knock wood.
Is there anything I need to know about having two insurance policies per household? We've occasionally had to argue and fight to have random things covered, like ER visits on vacation, and I'm thinking that two policies means we have a better chance of not having to argue these denials to death.