If renting a Turo, should I get my own personal auto insurance?

Post date: 2022-05-28 08:08:36
Views: 166
I'm mulling over renting a Turo (which is a peer-to-peer car "rental" program, which apparently makes a difference for some auto insurance policies). As I'd most likely be going cross-country and back, and as I don't have a car, so no auto insurance, I'd like to make sure I'm insured to the teeth (especially as it'd be a super expensive Tesla).

From my understanding, Turo has insurance plans offered as an add-on, but it only covers up to $750k for liability, which is a bit low, especially in case there's a multi-car accident, which can easily add up to millions. My friend said that their coverage is on the low side, and doesn't really seem to cover personal vehicle damages like traditional car rental companies offer as add-ons.

So, what's the best option for someone who doesn't have a car, needs temporary insurance that would cover theft, loss, corresponding loss of use charges, and liability, up to x amount, BUT is acceptable for a peer-to-peer service like Turo? Their website isn't exactly clear with exactly what they cover (unless I'm missing something), and I also want a low or $0 deductible plan as well.

Hertz does offer Tesla rentals, but using Hertz is not an option here, so please don't suggest Hertz specifically. I do know Enterprise offers a limited set of Teslas as part of their exotic car collections, but availability seems spotty/far in between. I'm open to other options in renting a Tesla, and saw a few websites that purport renting Teslas as their primary businesses, but get a bit of a "sketchy" vibe from them, so Turo most likely is it.

Thanks!
Please click Here to read the full story.
 
Other Top and Latest Questions:
Nearly half the stocks in the S&P 500 are at cross purposes with the rest of the market
Michael Burry believes the AI bubble 'may burst' sooner than he first believed
OpenAI sparked Hugging Face bids with early investment offer ahead of Nvidia's $13 billion deal
The warning signs your debt may be a problem, according to a credit counselor — and what to do first
A key test looms for the AI trade this week. Here's how Mike Khouw is trading it
Senate tees up college sports bill aimed at regulating NIL deals
Movie: Dark Days
San Diego Restaurants, Events, Fun Suggestions
Help Identifying 80s Dino Book
Camping kettle