If renting a Turo, should I get my own personal auto insurance?

Post date: 2022-05-28 08:08:36
Views: 157
I'm mulling over renting a Turo (which is a peer-to-peer car "rental" program, which apparently makes a difference for some auto insurance policies). As I'd most likely be going cross-country and back, and as I don't have a car, so no auto insurance, I'd like to make sure I'm insured to the teeth (especially as it'd be a super expensive Tesla).

From my understanding, Turo has insurance plans offered as an add-on, but it only covers up to $750k for liability, which is a bit low, especially in case there's a multi-car accident, which can easily add up to millions. My friend said that their coverage is on the low side, and doesn't really seem to cover personal vehicle damages like traditional car rental companies offer as add-ons.

So, what's the best option for someone who doesn't have a car, needs temporary insurance that would cover theft, loss, corresponding loss of use charges, and liability, up to x amount, BUT is acceptable for a peer-to-peer service like Turo? Their website isn't exactly clear with exactly what they cover (unless I'm missing something), and I also want a low or $0 deductible plan as well.

Hertz does offer Tesla rentals, but using Hertz is not an option here, so please don't suggest Hertz specifically. I do know Enterprise offers a limited set of Teslas as part of their exotic car collections, but availability seems spotty/far in between. I'm open to other options in renting a Tesla, and saw a few websites that purport renting Teslas as their primary businesses, but get a bit of a "sketchy" vibe from them, so Turo most likely is it.

Thanks!
Please click Here to read the full story.
 
Other Top and Latest Questions:
Boeing engineers, technical workers reject contract offer
Kalshi traders think the bitcoin rally could end the year near current levels
Why some of America's biggest brands are losing ground in China
Gift ideas for a 6 year old engineer!
Movie: Meda or The Not So Bright Side of Things
Star Trek: Strange New Worlds: Level-Five Transporter Accident
Book: The Lives Of The Muses: Nine Women & the Artists They Inspired
Stargate SG-1: Sentinel Rewatch
U.S., Canada fail to reach a tariff deal, deepen trade war
Ray Dalio says Bessent move is sign that a debt crisis is getting closer; recommends gold and bitcoin