Credit score discrepancy
Post date: 2021-10-26 02:26:28
Views: 115
Why is my FICO so much higher than my individual credit scores?

My FICO and TransUnion/Experian scores are way off from each other. My FICO is currently 755, which is decent. But when I pull my TransUnion and Experian scores, they are both hovering around 700, which is meh.

I pulled both of those credit reports to make sure nothing is off that would be dragging my score down, and nothing is off! The only thing keeping me from having perfect credit in general is my debt-to-credit ratio, which I'm slowly but surely paying down. I otherwise haven't missed a payment in over 7 years or opened new lines of credit in that time either (good longevity).

So why is there such a vast difference between my FICO and the other two? Everyone has the same correct information, so why the discrepancy? What can I do to bring the other two up other than continue paying down my debt?

Thanks!
Number of Comments
Please click Here to read the full story.
 
Other Top and Latest Questions:
TikTok was thriving in the U.S., even before a joint venture saved it from a potential ban
Elon Musk says Tesla taking safety supervisors out of some Robotaxi vehicles in Austin
Capital One is buying startup Brex for $5.15 billion in credit card firm's latest deal
Intel stock drops 15% as manufacturing troubles overshadow earnings beat
As federal ACA subsidies lapse, blue states offer their own
Pardoned Binance founder Zhao says his business relationship with the Trumps was 'misconstrued'
Cramer says 'a big move is coming' for this financial, weighs a chip stock buy
Trump accounts get supercharged by employer matches — some companies offer up to $1,000
The U.S. states where you can retire at 65 with less than $1 million in savings
China didn’t grab many headlines at Davos, but it's the elephant in the room