Credit score discrepancy
Post date: 2021-10-26 02:26:28
Views: 156
Why is my FICO so much higher than my individual credit scores?

My FICO and TransUnion/Experian scores are way off from each other. My FICO is currently 755, which is decent. But when I pull my TransUnion and Experian scores, they are both hovering around 700, which is meh.

I pulled both of those credit reports to make sure nothing is off that would be dragging my score down, and nothing is off! The only thing keeping me from having perfect credit in general is my debt-to-credit ratio, which I'm slowly but surely paying down. I otherwise haven't missed a payment in over 7 years or opened new lines of credit in that time either (good longevity).

So why is there such a vast difference between my FICO and the other two? Everyone has the same correct information, so why the discrepancy? What can I do to bring the other two up other than continue paying down my debt?

Thanks!
Number of Comments
Please click Here to read the full story.
 
Other Top and Latest Questions:
Here are the 3 big things we're watching in the stock market in the week ahead
USDA Secretary Brooke Rollins sent Easter email to staff touting 'Jesus' and 'God'
FedEx trucking spinoff targets 2026 operating margin of 12%
Playing Alphabet using a bullish options trade after tech giant recently topped a key level
Countries around the world are considering teen social media bans – why experts warn it’s a ‘lazy’ fix
CEO shares a 'very dangerous' red flag in a boss—it makes employees feel like they 'signed up for a false promise'
AWS teams working around the clock to keep Middle East services up after drone strikes, CEO says
Delta, Southwest raise checked bag fees $10 amid jet fuel price surge, joining other carriers
Alphabet, Meta, Amazon, Nvidia lead tech rally after Trump announces ceasefire with Iran
Oil prices plunge after Iran agrees to safe passage through Strait of Hormuz during ceasefire