Credit score discrepancy
Post date: 2021-10-26 02:26:28
Views: 154
Why is my FICO so much higher than my individual credit scores?

My FICO and TransUnion/Experian scores are way off from each other. My FICO is currently 755, which is decent. But when I pull my TransUnion and Experian scores, they are both hovering around 700, which is meh.

I pulled both of those credit reports to make sure nothing is off that would be dragging my score down, and nothing is off! The only thing keeping me from having perfect credit in general is my debt-to-credit ratio, which I'm slowly but surely paying down. I otherwise haven't missed a payment in over 7 years or opened new lines of credit in that time either (good longevity).

So why is there such a vast difference between my FICO and the other two? Everyone has the same correct information, so why the discrepancy? What can I do to bring the other two up other than continue paying down my debt?

Thanks!
Number of Comments
Please click Here to read the full story.
 
Other Top and Latest Questions:
OPEC+ debates making oil output hike amid Iran war paralysis, sources say
Zohran Mamdani and the business exodus? New York's office real estate market is up under new mayor
The PWHL is growing and post-Olympics boom may take women's hockey to the next level
Levi Strauss revenue jumps again, with DTC making up more than half of sales for the first time
AWS teams working around the clock to keep Middle East services up after drone strikes, CEO says
Queer for Fear: The History of Queer Horror: Queer for Fear: The History of Queer Horror
JD Vance calls Iran ceasefire a 'fragile truce' and says Trump is 'impatient to make progress'
Oil prices plunge after Iran agrees to safe passage through Strait of Hormuz during ceasefire
Robinhood’s Trump Accounts partnership signals big upside for the stock, analysts say
AI's next bottleneck: Why even the best chips made in the U.S. take a round trip to Taiwan