Is there a sane, up-to-date resource around freezing/unfreezing credit?

Post date: 2020-07-07 07:48:48

Around 8-9 years ago, we froze our credit records with all 3 bureaus, due to identity theft worries. Right now I need to unfreeze one bureau but it's not accepting any of the PIN numbers I have stored and says I need to snail mail my request. Is there some sort of central, updated resource that has info on how to deal with all 3 bureaus, including online access, reset PIN, etc.?

Also, if you've ever had to request a temporary unfreeze *by mail* how did you do it? This is so frustrating b/c it's to add my spouse to a bank account which should be so simple, and it seems like this is going to take months. I just need a temporary unfreeze, and I have no idea when they would receive and/or grant my request.

It seems like they have all changed their logins/rules over the last decade and I don't have time to get a Ph.D. in each bureau's quirks.

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