Our finances changed but Affordable Care Act premium hasn't

Post date: 2020-03-25 13:40:16
Views: 25
My spouse has been out of work since last fall. We renewed our ACA plan for Jan 1 which is based on our 2019 earnings. Is it possible to change our rate (get a reduced rate, not change our plan) mid year based on our lower 2020 earnings so far, or is the only change possible for the 2021 rate based on our 2020 earnings? If we can't change now is it possible we get some of the premium back in our tax return next year?
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