Is the trade-in value on this ring worth it?

Post date: 2018-04-27 04:12:20

Jeweler offered $700 trade in on a ring appraised/insured at a replacement value of $2900. Should we go for it? We don't like the ring, the alternative would be perhaps removing the two yellow (probably irradiated) .25 ct diamonds and making earrings with them. Or I guess we could try to sell it on ebay/etsy.

I guess I don't have a better picture at the moment (the ring is with the jeweler), but here is the appraisal which includes a bad photo, but you can sort of see the design in the picture.

From the appraisal:
"Ladies diamond fashion ring. The mounting is a cast constructed 14-karat white gold bypass shank with two diamond clusters. Each cluster has one round yellow diamond (diameter 4.0mm) set with six prongs surrounded by six round white diamonds (diameter 2.5mm) set with shared prongs."

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