Health insurance company settlement - is it legit?

Post date: 2022-06-29 04:51:24

Received a relatively large settlement from a class action suit involving a health insurance company. Please help me determine if this is legit or some kind of scam.

Here is an image of the check stub.

My causes for concern :
* The amount is a lot more than I would expect — a little over $500. In my experience, settlements from class-action suits are usually pretty insignificant
* I've never been sent a check from a class-action suit. Usually I'll just get a letter or email, and then I'll forget about it because the amount of money is so small it's not worth the effort
* The check has an "expiration" on it — it says "VOID AFTER September 2, 2022". Is this normal? September 2, 2022 is only a couple months away

I did look up the cases mentioned in the check stub (doe-smith vs unitedhealth group 17-cv-4160 and 21-cv-02791, james vs unitedhealth group 21-cv-4533, and walsh vs united behavioral health 21-cv-4519) — and they all do look legitimate.

If this is legit, are there any downsides to cashing the check? Am I waiving any rights or anything like that? Or has that ship done sailed, and I should just cash the check already?

Thanks for taking a look at this.

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