I need an expensive procedure that has me seriously considering getting dental insurance for the first time. Help!
I'm self-employed, and I've never had dental insurance. I pay an average of $750/year out of pocket for dental care, so it's never seemed quite worth it.
But now I need an implant, for which I've been quoted $5000-6000, so insurance is suddenly looking quite appealing.
I know there's usually a waiting period, so I want to get started asap. I also know some plans don't cover implants - for example, all the plans through healthcare.gov, where I get my health insurance. (Although one dentist told me they can sometimes be billed as crowns?)
Is there anything more efficient I can do besides just googling "dental insurance"?